Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 36,394,000 | 37,016,000 | 36,704,000 | 35,641,000 |
| Total loans | 18,397,000 | 18,653,000 | 17,734,000 | 16,008,000 |
| Allowance for loan losses | 103,000 | 106,000 | 101,000 | 86,000 |
| Securities available for sale | 10,486,000 | 10,184,000 | 9,901,000 | 10,822,000 |
| Securities held to maturity | 2,999,000 | 2,981,000 | 2,692,000 | 2,881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,810,000 | 33,409,000 | 33,147,000 | 32,138,000 |
| Interest-bearing deposits | 26,404,000 | 27,515,000 | 26,823,000 | 26,650,000 |
| Noninterest-bearing deposits | 6,406,000 | 5,894,000 | 6,324,000 | 5,488,000 |
| Equity capital | 3,503,000 | 3,539,000 | 3,493,000 | 3,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 812,000 | 1,201,000 | 1,573,000 |
| Interest expense | 100,000 | 186,000 | 262,000 | 337,000 |
| Net interest income | 317,000 | 626,000 | 939,000 | 1,236,000 |
| Noninterest income | 182,000 | 351,000 | 539,000 | 684,000 |
| Noninterest expense | 387,000 | 778,000 | 1,163,000 | 1,551,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 106,000 | 187,000 | 303,000 | 357,000 |
| Income tax | 5,000 | 0 | 1,000 | 3,000 |
| Net income | 101,000 | 187,000 | 302,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,275,000 | 3,276,000 | 3,306,000 | 3,275,000 |
| Total capital | 3,378,000 | 3,382,000 | 3,407,000 | 3,361,000 |
| Risk-weighted assets | 23,617,000 | 23,800,000 | 23,092,000 | 22,080,000 |