Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,291,000 | 36,870,000 | 37,228,000 | 37,178,000 |
| Total loans | 17,034,000 | 18,478,000 | 17,947,000 | 18,250,000 |
| Allowance for loan losses | 169,000 | 177,000 | 108,000 | 107,000 |
| Securities available for sale | 9,552,000 | 10,741,000 | 10,937,000 | 11,084,000 |
| Securities held to maturity | 3,624,000 | 3,139,000 | 3,063,000 | 3,018,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,896,000 | 33,368,000 | 33,672,000 | 33,573,000 |
| Interest-bearing deposits | 28,721,000 | 26,838,000 | 27,322,000 | 27,869,000 |
| Noninterest-bearing deposits | 6,175,000 | 6,530,000 | 6,350,000 | 5,704,000 |
| Equity capital | 3,292,000 | 3,419,000 | 3,466,000 | 3,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 943,000 | 1,392,000 | 1,820,000 |
| Interest expense | 169,000 | 320,000 | 461,000 | 581,000 |
| Net interest income | 303,000 | 623,000 | 931,000 | 1,239,000 |
| Noninterest income | 158,000 | 326,000 | 502,000 | 678,000 |
| Noninterest expense | 362,000 | 740,000 | 1,133,000 | 1,520,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 103,000 | 207,000 | 292,000 | 383,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 22,000 |
| Net income | 98,000 | 197,000 | 276,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,302,000 | 3,291,000 | 3,259,000 | 3,274,000 |
| Total capital | 3,471,000 | 3,468,000 | 3,367,000 | 3,381,000 |
| Risk-weighted assets | 23,270,000 | 24,056,000 | 23,655,000 | 23,844,000 |