Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,484,000 | 36,554,000 | 34,938,000 | 36,544,000 |
| Total loans | 17,974,000 | 18,441,000 | 18,330,000 | 17,831,000 |
| Allowance for loan losses | 159,000 | 167,000 | 157,000 | 163,000 |
| Securities available for sale | 12,110,000 | 10,648,000 | 8,155,000 | 9,251,000 |
| Securities held to maturity | 4,392,000 | 3,751,000 | 3,774,000 | 3,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,868,000 | 32,934,000 | 31,310,000 | 33,041,000 |
| Interest-bearing deposits | 31,413,000 | 27,110,000 | 25,846,000 | 26,885,000 |
| Noninterest-bearing deposits | 5,455,000 | 5,824,000 | 5,464,000 | 6,156,000 |
| Equity capital | 3,452,000 | 3,477,000 | 3,505,000 | 3,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,353,000 | 1,941,000 | 2,450,000 |
| Interest expense | 312,000 | 585,000 | 811,000 | 1,005,000 |
| Net interest income | 389,000 | 768,000 | 1,130,000 | 1,445,000 |
| Noninterest income | 134,000 | 273,000 | 426,000 | 587,000 |
| Noninterest expense | 349,000 | 698,000 | 1,061,000 | 1,451,000 |
| Provision for loan losses | 6,000 | 12,000 | 37,000 | 43,000 |
| Pretax income | 194,000 | 379,000 | 506,000 | 591,000 |
| Income tax | 9,000 | 18,000 | 24,000 | 29,000 |
| Net income | 185,000 | 361,000 | 482,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,366,000 | 3,373,000 | 3,344,000 | 3,314,000 |
| Total capital | 3,525,000 | 3,540,000 | 3,501,000 | 3,477,000 |
| Risk-weighted assets | 25,077,000 | 24,586,000 | 23,819,000 | 23,315,000 |