Call reports 2008
FIRST NATIONAL BANK OF NASSAU COUNTY — 2008
What FIRST NATIONAL BANK OF NASSAU COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 256,446,000 | 260,148,000 |
| Total loans | 190,109,000 | 190,113,000 |
| Allowance for loan losses | 1,915,000 | 2,186,000 |
| Securities available for sale | 40,893,000 | 38,963,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 195,930,000 | 194,344,000 |
| Interest-bearing deposits | 179,765,000 | 180,499,000 |
| Noninterest-bearing deposits | 16,165,000 | 13,845,000 |
| Equity capital | 33,484,000 | 33,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 3,592,000 | 7,092,000 |
| Interest expense | 2,039,000 | 3,973,000 |
| Net interest income | 1,553,000 | 3,119,000 |
| Noninterest income | 990,000 | 2,078,000 |
| Noninterest expense | 1,950,000 | 4,074,000 |
| Provision for loan losses | 90,000 | 361,000 |
| Pretax income | 581,000 | 840,000 |
| Income tax | 203,000 | 229,000 |
| Net income | 378,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 22,399,000 | 22,686,000 |
| Total capital | 24,381,000 | 25,003,000 |
| Risk-weighted assets | 177,580,000 | 188,785,000 |