Call reports 2001
FIRST NATIONAL BANK OF NASSAU COUNTY — 2001
What FIRST NATIONAL BANK OF NASSAU COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,430,000 | 56,778,000 | 61,910,000 | 79,406,000 |
| Total loans | 22,608,000 | 34,444,000 | 41,346,000 | 61,461,000 |
| Allowance for loan losses | 300,000 | 353,000 | 407,000 | 417,000 |
| Securities available for sale | 14,514,000 | 12,029,000 | 11,445,000 | 10,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,122,000 | 49,467,000 | 54,321,000 | 59,915,000 |
| Interest-bearing deposits | 35,476,000 | 42,411,000 | 47,289,000 | 53,116,000 |
| Noninterest-bearing deposits | 4,646,000 | 7,056,000 | 7,032,000 | 6,799,000 |
| Equity capital | 7,232,000 | 7,204,000 | 7,405,000 | 7,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,871,000 | 2,894,000 | 4,035,000 |
| Interest expense | 373,000 | 782,000 | 1,208,000 | 1,654,000 |
| Net interest income | 518,000 | 1,089,000 | 1,686,000 | 2,381,000 |
| Noninterest income | 135,000 | 376,000 | 884,000 | 1,760,000 |
| Noninterest expense | 522,000 | 1,238,000 | 2,093,000 | 3,128,000 |
| Provision for loan losses | 42,000 | 95,000 | 149,000 | 159,000 |
| Pretax income | 89,000 | 132,000 | 328,000 | 854,000 |
| Income tax | 30,000 | 55,000 | 112,000 | 290,000 |
| Net income | 59,000 | 77,000 | 216,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,970,000 | 7,042,000 | 7,181,000 | 7,529,000 |
| Total capital | 7,270,000 | 7,395,000 | 7,588,000 | 7,946,000 |
| Risk-weighted assets | 27,881,000 | 34,715,000 | 40,079,000 | 51,504,000 |