Call reports 2008
FIRST NATIONAL BANK OF BROOKSVILLE, THE — 2008
What FIRST NATIONAL BANK OF BROOKSVILLE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,126,000 | 59,180,000 | 62,064,000 | 64,186,000 |
| Total loans | 40,693,000 | 40,956,000 | 42,132,000 | 43,066,000 |
| Allowance for loan losses | 358,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 14,306,000 | 13,889,000 | 15,219,000 | 16,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,688,000 | 51,005,000 | 48,845,000 | 51,191,000 |
| Interest-bearing deposits | 44,084,000 | 42,826,000 | 41,419,000 | 42,206,000 |
| Noninterest-bearing deposits | 8,604,000 | 8,179,000 | 7,426,000 | 8,985,000 |
| Equity capital | 7,049,000 | 6,893,000 | 6,938,000 | 7,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,891,000 | 2,820,000 | 3,768,000 |
| Interest expense | 273,000 | 523,000 | 778,000 | 1,060,000 |
| Net interest income | 694,000 | 1,368,000 | 2,042,000 | 2,708,000 |
| Noninterest income | 87,000 | 175,000 | 270,000 | 366,000 |
| Noninterest expense | 507,000 | 1,045,000 | 1,560,000 | 2,104,000 |
| Provision for loan losses | -3,000 | 37,000 | 75,000 | 84,000 |
| Pretax income | 277,000 | 469,000 | 685,000 | 894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 469,000 | 685,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,696,000 | 6,754,000 | 6,835,000 | 6,619,000 |
| Total capital | 7,054,000 | 7,118,000 | 7,199,000 | 6,983,000 |
| Risk-weighted assets | 34,713,000 | 35,132,000 | 36,197,000 | 36,343,000 |