Call reports 2005
FIRST NATIONAL BANK OF BROOKSVILLE, THE — 2005
What FIRST NATIONAL BANK OF BROOKSVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,329,000 | 57,657,000 | 57,572,000 | 58,839,000 |
| Total loans | 38,604,000 | 39,274,000 | 39,385,000 | 39,194,000 |
| Allowance for loan losses | 355,000 | 355,000 | 355,000 | 355,000 |
| Securities available for sale | 15,695,000 | 14,664,000 | 13,918,000 | 14,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,573,000 | 49,907,000 | 49,671,000 | 51,043,000 |
| Interest-bearing deposits | 44,843,000 | 43,055,000 | 42,519,000 | 42,578,000 |
| Noninterest-bearing deposits | 6,730,000 | 6,852,000 | 7,152,000 | 8,465,000 |
| Equity capital | 6,166,000 | 6,408,000 | 6,148,000 | 6,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,579,000 | 2,409,000 | 3,271,000 |
| Interest expense | 189,000 | 387,000 | 599,000 | 830,000 |
| Net interest income | 579,000 | 1,192,000 | 1,810,000 | 2,441,000 |
| Noninterest income | 88,000 | 193,000 | 287,000 | 334,000 |
| Noninterest expense | 437,000 | 884,000 | 1,351,000 | 1,771,000 |
| Provision for loan losses | 14,000 | 20,000 | 33,000 | 61,000 |
| Pretax income | 216,000 | 479,000 | 706,000 | 936,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | 216,000 | 479,000 | 706,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,447,000 | 6,575,000 | 6,369,000 | 6,435,000 |
| Total capital | 6,802,000 | 6,930,000 | 6,724,000 | 6,790,000 |
| Risk-weighted assets | 34,363,000 | 34,830,000 | 35,134,000 | 35,215,000 |