Call reports 2004
FIRST NATIONAL BANK OF BROOKSVILLE, THE — 2004
What FIRST NATIONAL BANK OF BROOKSVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,834,000 | 58,909,000 | 58,446,000 | 59,147,000 |
| Total loans | 41,323,000 | 40,695,000 | 40,428,000 | 39,317,000 |
| Allowance for loan losses | 349,000 | 349,000 | 355,000 | 355,000 |
| Securities available for sale | 13,979,000 | 14,778,000 | 12,777,000 | 13,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,756,000 | 51,161,000 | 50,885,000 | 51,490,000 |
| Interest-bearing deposits | 45,658,000 | 44,661,000 | 44,804,000 | 44,693,000 |
| Noninterest-bearing deposits | 7,098,000 | 6,500,000 | 6,081,000 | 6,797,000 |
| Equity capital | 6,495,000 | 6,353,000 | 6,495,000 | 6,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,590,000 | 2,377,000 | 3,151,000 |
| Interest expense | 194,000 | 382,000 | 565,000 | 747,000 |
| Net interest income | 607,000 | 1,208,000 | 1,812,000 | 2,404,000 |
| Noninterest income | 86,000 | 175,000 | 271,000 | 369,000 |
| Noninterest expense | 458,000 | 898,000 | 1,358,000 | 1,810,000 |
| Provision for loan losses | -6,000 | 11,000 | 30,000 | 81,000 |
| Pretax income | 241,000 | 474,000 | 694,000 | 881,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 236,000 | 469,000 | 689,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,417,000 | 6,497,000 | 6,563,000 | 6,366,000 |
| Total capital | 6,766,000 | 6,846,000 | 6,918,000 | 6,721,000 |
| Risk-weighted assets | 36,483,000 | 35,585,000 | 35,426,000 | 34,851,000 |