Call reports 2003
FIRST NATIONAL BANK OF BROOKSVILLE, THE — 2003
What FIRST NATIONAL BANK OF BROOKSVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,931,000 | 59,812,000 | 59,296,000 | 59,413,000 |
| Total loans | 44,092,000 | 44,128,000 | 43,190,000 | 42,362,000 |
| Allowance for loan losses | 349,000 | 349,000 | 349,000 | 349,000 |
| Securities available for sale | 11,315,000 | 10,561,000 | 11,924,000 | 12,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,074,000 | 50,815,000 | 50,633,000 | 51,192,000 |
| Interest-bearing deposits | 45,194,000 | 44,258,000 | 44,249,000 | 44,174,000 |
| Noninterest-bearing deposits | 6,880,000 | 6,557,000 | 6,384,000 | 7,018,000 |
| Equity capital | 6,365,000 | 6,524,000 | 6,514,000 | 6,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,776,000 | 2,624,000 | 3,450,000 |
| Interest expense | 294,000 | 554,000 | 775,000 | 981,000 |
| Net interest income | 609,000 | 1,222,000 | 1,849,000 | 2,469,000 |
| Noninterest income | 85,000 | 174,000 | 265,000 | 355,000 |
| Noninterest expense | 483,000 | 920,000 | 1,385,000 | 1,768,000 |
| Provision for loan losses | 74,000 | 67,000 | 98,000 | 101,000 |
| Pretax income | 137,000 | 409,000 | 631,000 | 955,000 |
| Income tax | 0 | 0 | 29,000 | 45,000 |
| Net income | 137,000 | 409,000 | 602,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,291,000 | 6,409,000 | 6,449,000 | 6,757,000 |
| Total capital | 6,640,000 | 6,758,000 | 6,798,000 | 7,106,000 |
| Risk-weighted assets | 38,257,000 | 38,139,000 | 37,721,000 | 37,044,000 |