Call reports 2025
BANK RHODE ISLAND — 2025
What BANK RHODE ISLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 3,403,329,000 | 3,579,327,000 |
| Total loans | 2,837,530,000 | 2,821,963,000 |
| Allowance for loan losses | 26,682,000 | 24,569,000 |
| Securities available for sale | 236,890,000 | 236,597,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 4,461,000 | 3,575,000 |
| Total deposits | 2,467,149,000 | 2,593,900,000 |
| Interest-bearing deposits | 1,839,449,000 | 1,884,494,000 |
| Noninterest-bearing deposits | 627,700,000 | 709,406,000 |
| Equity capital | 370,593,000 | 379,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 41,961,000 | 85,000,000 |
| Interest expense | 17,773,000 | 35,716,000 |
| Net interest income | 24,188,000 | 49,284,000 |
| Noninterest income | 2,357,000 | 4,722,000 |
| Noninterest expense | 16,411,000 | 32,322,000 |
| Provision for loan losses | 1,242,000 | -951,000 |
| Pretax income | 9,014,000 | 22,945,000 |
| Income tax | 2,188,000 | 5,712,000 |
| Net income | 6,826,000 | 17,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 297,900,000 | 304,310,000 |
| Total capital | 326,245,000 | 330,354,000 |
| Risk-weighted assets | 2,768,690,000 | 2,778,709,000 |