Call reports 2024
BANK RHODE ISLAND — 2024
What BANK RHODE ISLAND reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,337,824,000 | 3,378,281,000 | 3,410,270,000 | 3,523,017,000 |
| Total loans | 2,758,871,000 | 2,778,853,000 | 2,811,014,000 | 2,833,660,000 |
| Allowance for loan losses | 34,071,000 | 30,265,000 | 30,883,000 | 32,288,000 |
| Securities available for sale | 273,157,000 | 260,322,000 | 246,531,000 | 237,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 8,579,000 | 7,935,000 | 4,698,000 | 6,544,000 |
| Total deposits | 2,527,150,000 | 2,509,222,000 | 2,486,314,000 | 2,526,233,000 |
| Interest-bearing deposits | 1,909,226,000 | 1,868,038,000 | 1,850,997,000 | 1,888,651,000 |
| Noninterest-bearing deposits | 617,924,000 | 641,184,000 | 635,317,000 | 637,582,000 |
| Equity capital | 350,267,000 | 356,109,000 | 364,178,000 | 363,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 41,273,000 | 82,630,000 | 125,612,000 | 168,597,000 |
| Interest expense | 19,668,000 | 39,753,000 | 60,063,000 | 79,095,000 |
| Net interest income | 21,605,000 | 42,877,000 | 65,549,000 | 89,502,000 |
| Noninterest income | 2,303,000 | 4,915,000 | 7,111,000 | 9,482,000 |
| Noninterest expense | 15,875,000 | 31,231,000 | 46,831,000 | 62,943,000 |
| Provision for loan losses | 849,000 | -2,380,000 | -1,513,000 | -8,000 |
| Pretax income | 6,313,000 | 19,972,000 | 29,740,000 | 38,480,000 |
| Income tax | 1,503,000 | 4,916,000 | 7,325,000 | 9,097,000 |
| Net income | 4,810,000 | 15,056,000 | 22,415,000 | 29,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 283,997,000 | 289,743,000 | 290,602,000 | 294,573,000 |
| Total capital | 318,450,000 | 323,193,000 | 323,304,000 | 328,646,000 |
| Risk-weighted assets | 2,751,551,000 | 2,777,633,000 | 2,779,297,000 | 2,797,960,000 |