Call reports 2022
BANK RHODE ISLAND — 2022
What BANK RHODE ISLAND reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,109,603,000 | 3,001,457,000 | 3,014,816,000 | 3,166,822,000 |
| Total loans | 2,264,278,000 | 2,313,001,000 | 2,340,625,000 | 2,358,598,000 |
| Allowance for loan losses | 29,545,000 | 27,924,000 | 28,369,000 | 29,075,000 |
| Securities available for sale | 401,815,000 | 401,220,000 | 378,168,000 | 302,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,018,000 | 5,168,000 | 11,285,000 | 10,348,000 |
| Total deposits | 2,641,522,000 | 2,561,420,000 | 2,483,383,000 | 2,469,401,000 |
| Interest-bearing deposits | 1,787,506,000 | 1,718,327,000 | 1,657,793,000 | 1,665,141,000 |
| Noninterest-bearing deposits | 854,016,000 | 843,093,000 | 825,590,000 | 804,260,000 |
| Equity capital | 341,816,000 | 339,081,000 | 304,852,000 | 307,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,527,000 | 47,963,000 | 75,571,000 | 106,751,000 |
| Interest expense | 1,691,000 | 3,404,000 | 6,843,000 | 14,167,000 |
| Net interest income | 21,836,000 | 44,559,000 | 68,728,000 | 92,584,000 |
| Noninterest income | 2,570,000 | 5,116,000 | 7,779,000 | 10,705,000 |
| Noninterest expense | 15,512,000 | 29,614,000 | 43,034,000 | 56,342,000 |
| Provision for loan losses | -1,210,000 | -2,846,000 | -2,899,000 | -2,183,000 |
| Pretax income | 9,673,000 | 22,749,000 | 35,567,000 | 43,113,000 |
| Income tax | 2,378,000 | 5,569,000 | 8,751,000 | 10,765,000 |
| Net income | 7,295,000 | 17,180,000 | 26,816,000 | 32,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,515,000 | 270,172,000 | 247,849,000 | 244,422,000 |
| Total capital | 291,949,000 | 298,773,000 | 276,534,000 | 274,091,000 |
| Risk-weighted assets | 2,267,871,000 | 2,283,315,000 | 2,288,990,000 | 2,368,195,000 |