Call reports 2021
BANK RHODE ISLAND — 2021
What BANK RHODE ISLAND reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,171,394,000 | 3,202,100,000 | 3,112,810,000 | 3,188,881,000 |
| Total loans | 2,431,293,000 | 2,273,882,000 | 2,193,261,000 | 2,282,290,000 |
| Allowance for loan losses | 35,294,000 | 32,905,000 | 32,803,000 | 30,675,000 |
| Securities available for sale | 347,333,000 | 327,423,000 | 381,336,000 | 385,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 18,080,000 | 19,192,000 | 17,418,000 | 12,196,000 |
| Total deposits | 2,566,278,000 | 2,684,861,000 | 2,637,198,000 | 2,679,977,000 |
| Interest-bearing deposits | 1,782,592,000 | 1,733,008,000 | 1,810,684,000 | 1,800,823,000 |
| Noninterest-bearing deposits | 783,686,000 | 951,853,000 | 826,514,000 | 879,154,000 |
| Equity capital | 339,065,000 | 348,575,000 | 351,113,000 | 354,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,960,000 | 50,725,000 | 76,764,000 | 101,266,000 |
| Interest expense | 2,797,000 | 5,033,000 | 7,116,000 | 8,960,000 |
| Net interest income | 22,163,000 | 45,692,000 | 69,648,000 | 92,306,000 |
| Noninterest income | 2,386,000 | 7,458,000 | 10,225,000 | 12,972,000 |
| Noninterest expense | 14,053,000 | 28,143,000 | 42,393,000 | 56,681,000 |
| Provision for loan losses | -871,000 | -3,379,000 | -3,425,000 | -4,012,000 |
| Pretax income | 10,850,000 | 28,211,000 | 40,276,000 | 51,685,000 |
| Income tax | 2,659,000 | 7,169,000 | 10,172,000 | 12,705,000 |
| Net income | 8,191,000 | 21,042,000 | 30,104,000 | 38,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,118,000 | 251,561,000 | 256,214,000 | 260,679,000 |
| Total capital | 269,903,000 | 278,291,000 | 283,498,000 | 289,454,000 |
| Risk-weighted assets | 2,129,090,000 | 2,127,410,000 | 2,171,924,000 | 2,294,802,000 |