Call reports 2020
BANK RHODE ISLAND — 2020
What BANK RHODE ISLAND reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,779,841,000 | 3,147,283,000 | 3,191,737,000 | 3,257,744,000 |
| Total loans | 2,032,861,000 | 2,364,951,000 | 2,403,663,000 | 2,345,505,000 |
| Allowance for loan losses | 33,778,000 | 32,036,000 | 39,432,000 | 36,361,000 |
| Securities available for sale | 341,690,000 | 410,651,000 | 357,051,000 | 348,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 30,722,000 | 32,294,000 | 30,787,000 | 27,679,000 |
| Total deposits | 1,978,120,000 | 2,334,866,000 | 2,443,375,000 | 2,615,773,000 |
| Interest-bearing deposits | 1,464,632,000 | 1,594,026,000 | 1,734,877,000 | 1,873,934,000 |
| Noninterest-bearing deposits | 513,488,000 | 740,840,000 | 708,498,000 | 741,839,000 |
| Equity capital | 332,606,000 | 338,601,000 | 334,553,000 | 341,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,689,000 | 48,337,000 | 72,751,000 | 97,882,000 |
| Interest expense | 5,534,000 | 10,197,000 | 14,224,000 | 17,768,000 |
| Net interest income | 18,155,000 | 38,140,000 | 58,527,000 | 80,114,000 |
| Noninterest income | 2,865,000 | 4,788,000 | 7,200,000 | 9,635,000 |
| Noninterest expense | 16,423,000 | 27,458,000 | 41,475,000 | 55,735,000 |
| Provision for loan losses | 13,442,000 | 11,848,000 | 19,305,000 | 18,614,000 |
| Pretax income | -8,847,000 | 3,657,000 | 4,982,000 | 15,435,000 |
| Income tax | -2,302,000 | 668,000 | 1,310,000 | 3,497,000 |
| Net income | -6,545,000 | 2,989,000 | 3,672,000 | 11,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,379,000 | 234,597,000 | 230,926,000 | 239,337,000 |
| Total capital | 256,360,000 | 261,712,000 | 258,353,000 | 266,633,000 |
| Risk-weighted assets | 2,145,110,000 | 2,158,888,000 | 2,177,280,000 | 2,169,917,000 |