Call reports 2019
BANK RHODE ISLAND — 2019
What BANK RHODE ISLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,390,689,000 | 2,402,467,000 | 2,474,797,000 | 2,537,097,000 |
| Total loans | 1,854,480,000 | 1,891,646,000 | 1,953,116,000 | 1,955,963,000 |
| Allowance for loan losses | 17,486,000 | 17,552,000 | 17,631,000 | 17,806,000 |
| Securities available for sale | 244,804,000 | 242,228,000 | 236,631,000 | 255,378,000 |
| Securities held to maturity | 26,888,000 | 19,656,000 | 16,480,000 | 17,256,000 |
| Trading assets | 6,317,000 | 11,865,000 | 16,944,000 | 12,656,000 |
| Total deposits | 1,744,839,000 | 1,785,457,000 | 1,861,401,000 | 1,956,638,000 |
| Interest-bearing deposits | 1,306,830,000 | 1,330,746,000 | 1,387,777,000 | 1,460,829,000 |
| Noninterest-bearing deposits | 438,009,000 | 454,711,000 | 473,624,000 | 495,809,000 |
| Equity capital | 308,025,000 | 317,042,000 | 324,295,000 | 335,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 24,441,000 | 48,905,000 | 73,929,000 | 99,224,000 |
| Interest expense | 5,477,000 | 11,390,000 | 17,458,000 | 23,271,000 |
| Net interest income | 18,964,000 | 37,515,000 | 56,471,000 | 75,953,000 |
| Noninterest income | 2,510,000 | 6,038,000 | 9,308,000 | 12,317,000 |
| Noninterest expense | 13,680,000 | 27,082,000 | 40,440,000 | 53,884,000 |
| Provision for loan losses | 237,000 | 717,000 | 1,012,000 | 1,506,000 |
| Pretax income | 7,566,000 | 15,773,000 | 24,353,000 | 32,906,000 |
| Income tax | 1,806,000 | 3,789,000 | 5,854,000 | 8,044,000 |
| Net income | 5,760,000 | 11,984,000 | 18,499,000 | 24,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,639,000 | 222,069,000 | 228,789,000 | 240,362,000 |
| Total capital | 233,628,000 | 240,139,000 | 246,964,000 | 258,719,000 |
| Risk-weighted assets | 1,864,529,000 | 1,938,817,000 | 2,023,661,000 | 2,045,678,000 |