Call reports 2018
BANK RHODE ISLAND — 2018
What BANK RHODE ISLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,275,439,000 | 2,292,042,000 | 2,311,180,000 | 2,340,624,000 |
| Total loans | 1,759,818,000 | 1,784,880,000 | 1,819,129,000 | 1,837,969,000 |
| Allowance for loan losses | 15,907,000 | 17,270,000 | 17,519,000 | 17,469,000 |
| Securities available for sale | 266,662,000 | 258,047,000 | 248,644,000 | 247,067,000 |
| Securities held to maturity | 27,605,000 | 27,468,000 | 27,172,000 | 26,993,000 |
| Trading assets | 3,657,000 | 4,868,000 | 5,411,000 | 4,816,000 |
| Total deposits | 1,655,860,000 | 1,689,071,000 | 1,662,536,000 | 1,711,403,000 |
| Interest-bearing deposits | 1,229,819,000 | 1,228,013,000 | 1,239,535,000 | 1,264,271,000 |
| Noninterest-bearing deposits | 426,041,000 | 461,058,000 | 423,001,000 | 447,132,000 |
| Equity capital | 288,198,000 | 292,801,000 | 298,720,000 | 299,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,496,000 | 42,394,000 | 65,331,000 | 88,996,000 |
| Interest expense | 3,018,000 | 6,908,000 | 11,213,000 | 16,275,000 |
| Net interest income | 17,478,000 | 35,486,000 | 54,118,000 | 72,721,000 |
| Noninterest income | 2,619,000 | 5,536,000 | 8,574,000 | 11,941,000 |
| Noninterest expense | 13,300,000 | 26,322,000 | 38,893,000 | 52,506,000 |
| Provision for loan losses | 324,000 | 924,000 | 751,000 | 1,309,000 |
| Pretax income | 6,473,000 | 13,776,000 | 23,046,000 | 30,850,000 |
| Income tax | 1,449,000 | 3,169,000 | 5,401,000 | 7,246,000 |
| Net income | 5,024,000 | 10,607,000 | 17,645,000 | 23,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,275,000 | 204,127,000 | 211,440,000 | 209,670,000 |
| Total capital | 214,647,000 | 221,820,000 | 229,456,000 | 227,674,000 |
| Risk-weighted assets | 1,741,401,000 | 1,774,232,000 | 1,809,772,000 | 1,844,177,000 |