Call reports 2017
BANK RHODE ISLAND — 2017
What BANK RHODE ISLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,153,715,000 | 2,213,558,000 | 2,193,956,000 | 2,226,144,000 |
| Total loans | 1,664,518,000 | 1,684,725,000 | 1,711,190,000 | 1,733,176,000 |
| Allowance for loan losses | 19,407,000 | 17,554,000 | 18,105,000 | 15,694,000 |
| Securities available for sale | 259,766,000 | 262,579,000 | 253,958,000 | 263,127,000 |
| Securities held to maturity | 16,573,000 | 19,391,000 | 19,003,000 | 18,778,000 |
| Trading assets | 2,629,000 | 2,686,000 | 2,641,000 | 2,596,000 |
| Total deposits | 1,600,840,000 | 1,643,442,000 | 1,649,543,000 | 1,669,599,000 |
| Interest-bearing deposits | 1,188,957,000 | 1,203,470,000 | 1,225,385,000 | 1,240,709,000 |
| Noninterest-bearing deposits | 411,883,000 | 439,972,000 | 424,158,000 | 428,890,000 |
| Equity capital | 276,320,000 | 281,561,000 | 285,547,000 | 286,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 18,568,000 | 37,945,000 | 57,829,000 | 78,187,000 |
| Interest expense | 2,331,000 | 4,655,000 | 7,310,000 | 10,084,000 |
| Net interest income | 16,237,000 | 33,290,000 | 50,519,000 | 68,103,000 |
| Noninterest income | 2,466,000 | 5,025,000 | 7,799,000 | 10,655,000 |
| Noninterest expense | 12,445,000 | 25,291,000 | 38,488,000 | 51,540,000 |
| Provision for loan losses | 4,410,000 | 3,915,000 | 4,705,000 | 3,309,000 |
| Pretax income | 1,848,000 | 9,109,000 | 15,125,000 | 23,909,000 |
| Income tax | 619,000 | 3,292,000 | 5,467,000 | 12,303,000 |
| Net income | 1,229,000 | 5,817,000 | 9,658,000 | 11,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,804,000 | 187,617,000 | 191,682,000 | 193,849,000 |
| Total capital | 202,634,000 | 205,590,000 | 210,241,000 | 210,025,000 |
| Risk-weighted assets | 1,663,771,000 | 1,680,287,000 | 1,702,806,000 | 1,703,927,000 |