Call reports 2016
BANK RHODE ISLAND — 2016
What BANK RHODE ISLAND reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,110,259,000 | 2,130,071,000 | 2,125,747,000 | 2,147,032,000 |
| Total loans | 1,573,208,000 | 1,588,969,000 | 1,639,605,000 | 1,655,650,000 |
| Allowance for loan losses | 18,131,000 | 16,019,000 | 16,246,000 | 15,093,000 |
| Securities available for sale | 260,348,000 | 255,098,000 | 245,596,000 | 253,728,000 |
| Securities held to maturity | 28,141,000 | 11,673,000 | 17,209,000 | 16,834,000 |
| Trading assets | 4,998,000 | 6,276,000 | 6,130,000 | 2,708,000 |
| Total deposits | 1,540,847,000 | 1,568,956,000 | 1,558,454,000 | 1,554,671,000 |
| Interest-bearing deposits | 1,167,318,000 | 1,165,488,000 | 1,160,708,000 | 1,150,882,000 |
| Noninterest-bearing deposits | 373,529,000 | 403,468,000 | 397,746,000 | 403,789,000 |
| Equity capital | 270,734,000 | 269,686,000 | 275,824,000 | 274,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,436,000 | 35,190,000 | 53,743,000 | 72,005,000 |
| Interest expense | 2,511,000 | 5,006,000 | 7,499,000 | 9,923,000 |
| Net interest income | 14,925,000 | 30,184,000 | 46,244,000 | 62,082,000 |
| Noninterest income | 3,072,000 | 5,708,000 | 8,480,000 | 10,872,000 |
| Noninterest expense | 12,618,000 | 25,296,000 | 37,644,000 | 49,385,000 |
| Provision for loan losses | 905,000 | 2,380,000 | 3,049,000 | 4,064,000 |
| Pretax income | 4,474,000 | 8,216,000 | 14,031,000 | 19,505,000 |
| Income tax | 1,581,000 | 2,872,000 | 4,993,000 | 6,987,000 |
| Net income | 2,893,000 | 5,344,000 | 9,038,000 | 12,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,972,000 | 171,623,000 | 178,526,000 | 182,202,000 |
| Total capital | 192,486,000 | 188,013,000 | 195,176,000 | 197,702,000 |
| Risk-weighted assets | 1,624,162,000 | 1,634,615,000 | 1,639,878,000 | 1,665,761,000 |