Call reports 2015
BANK RHODE ISLAND — 2015
What BANK RHODE ISLAND reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,966,856,000 | 2,000,958,000 | 2,054,652,000 | 2,094,230,000 |
| Total loans | 1,457,211,000 | 1,471,716,000 | 1,501,177,000 | 1,558,528,000 |
| Allowance for loan losses | 17,606,000 | 18,613,000 | 19,263,000 | 17,632,000 |
| Securities available for sale | 250,047,000 | 234,198,000 | 234,549,000 | 227,416,000 |
| Securities held to maturity | 0 | 24,290,000 | 22,570,000 | 34,888,000 |
| Trading assets | 1,406,000 | 1,014,000 | 1,909,000 | 2,538,000 |
| Total deposits | 1,454,526,000 | 1,490,786,000 | 1,509,685,000 | 1,544,647,000 |
| Interest-bearing deposits | 1,287,549,000 | 1,311,893,000 | 1,329,190,000 | 1,360,891,000 |
| Noninterest-bearing deposits | 166,977,000 | 178,893,000 | 180,495,000 | 183,756,000 |
| Equity capital | 257,086,000 | 258,139,000 | 262,290,000 | 264,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,923,000 | 35,393,000 | 53,303,000 | 71,748,000 |
| Interest expense | 2,281,000 | 4,631,000 | 7,018,000 | 9,481,000 |
| Net interest income | 15,642,000 | 30,762,000 | 46,285,000 | 62,267,000 |
| Noninterest income | 2,810,000 | 5,027,000 | 7,321,000 | 10,429,000 |
| Noninterest expense | 12,027,000 | 24,046,000 | 36,358,000 | 48,927,000 |
| Provision for loan losses | 2,694,000 | 4,222,000 | 5,618,000 | 4,769,000 |
| Pretax income | 3,731,000 | 7,521,000 | 11,630,000 | 19,000,000 |
| Income tax | 1,347,000 | 2,539,000 | 4,045,000 | 6,766,000 |
| Net income | 2,384,000 | 4,982,000 | 7,585,000 | 12,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,482,000 | 164,410,000 | 167,159,000 | 171,967,000 |
| Total capital | 179,396,000 | 183,353,000 | 186,799,000 | 189,953,000 |
| Risk-weighted assets | 1,516,979,000 | 1,530,610,000 | 1,581,836,000 | 1,617,531,000 |