Call reports 2014
BANK RHODE ISLAND — 2014
What BANK RHODE ISLAND reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,827,271,000 | 1,855,318,000 | 1,868,990,000 | 1,920,922,000 |
| Total loans | 1,359,198,000 | 1,382,222,000 | 1,403,669,000 | 1,449,362,000 |
| Allowance for loan losses | 11,610,000 | 12,210,000 | 12,784,000 | 15,435,000 |
| Securities available for sale | 241,030,000 | 240,115,000 | 240,568,000 | 250,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 789,000 | 781,000 | 672,000 | 1,077,000 |
| Total deposits | 1,313,098,000 | 1,311,477,000 | 1,315,443,000 | 1,376,070,000 |
| Interest-bearing deposits | 1,163,616,000 | 1,144,031,000 | 1,146,405,000 | 1,205,003,000 |
| Noninterest-bearing deposits | 149,482,000 | 167,446,000 | 169,038,000 | 171,067,000 |
| Equity capital | 242,071,000 | 246,468,000 | 249,047,000 | 253,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,395,000 | 36,458,000 | 53,623,000 | 71,177,000 |
| Interest expense | 2,073,000 | 4,117,000 | 6,234,000 | 8,436,000 |
| Net interest income | 17,322,000 | 32,341,000 | 47,389,000 | 62,741,000 |
| Noninterest income | 2,394,000 | 4,846,000 | 8,580,000 | 11,284,000 |
| Noninterest expense | 11,816,000 | 23,540,000 | 36,184,000 | 48,331,000 |
| Provision for loan losses | 1,150,000 | 1,942,000 | 2,879,000 | 5,696,000 |
| Pretax income | 6,750,000 | 11,632,000 | 16,833,000 | 19,925,000 |
| Income tax | 2,499,000 | 4,260,000 | 6,078,000 | 7,157,000 |
| Net income | 4,251,000 | 7,372,000 | 10,755,000 | 12,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,838,000 | 143,642,000 | 147,707,000 | 150,403,000 |
| Total capital | 151,646,000 | 156,098,000 | 160,784,000 | 166,135,000 |
| Risk-weighted assets | 1,319,286,000 | 1,340,504,000 | 1,361,304,000 | 1,405,821,000 |