Call reports 2013
BANK RHODE ISLAND — 2013
What BANK RHODE ISLAND reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,708,932,000 | 1,709,419,000 | 1,770,437,000 | 1,795,920,000 |
| Total loans | 1,225,973,000 | 1,236,301,000 | 1,290,676,000 | 1,323,240,000 |
| Allowance for loan losses | 5,994,000 | 7,594,000 | 9,381,000 | 10,766,000 |
| Securities available for sale | 249,697,000 | 243,416,000 | 240,940,000 | 238,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,208,000 | 948,000 | 930,000 | 825,000 |
| Total deposits | 1,202,727,000 | 1,214,525,000 | 1,266,914,000 | 1,311,042,000 |
| Interest-bearing deposits | 1,069,698,000 | 1,056,328,000 | 1,103,666,000 | 1,133,768,000 |
| Noninterest-bearing deposits | 133,029,000 | 158,197,000 | 163,248,000 | 177,274,000 |
| Equity capital | 248,785,000 | 247,844,000 | 250,728,000 | 236,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 15,621,000 | 31,634,000 | 47,024,000 | 62,832,000 |
| Interest expense | 2,022,000 | 4,088,000 | 6,150,000 | 8,297,000 |
| Net interest income | 13,599,000 | 27,546,000 | 40,874,000 | 54,535,000 |
| Noninterest income | 2,305,000 | 4,552,000 | 6,907,000 | 9,164,000 |
| Noninterest expense | 11,429,000 | 21,931,000 | 31,376,000 | 41,095,000 |
| Provision for loan losses | 1,238,000 | 3,006,000 | 4,877,000 | 7,094,000 |
| Pretax income | 3,237,000 | 7,161,000 | 11,528,000 | 16,136,000 |
| Income tax | 1,165,000 | 2,643,000 | 4,191,000 | 5,942,000 |
| Net income | 2,072,000 | 4,518,000 | 7,337,000 | 10,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,074,000 | 142,449,000 | 146,170,000 | 134,904,000 |
| Total capital | 145,259,000 | 150,208,000 | 155,660,000 | 145,847,000 |
| Risk-weighted assets | 1,193,301,000 | 1,204,053,000 | 1,246,244,000 | 1,276,364,000 |