Call reports 2012
BANK RHODE ISLAND — 2012
What BANK RHODE ISLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,650,112,000 | 1,664,125,000 | 1,683,401,000 | 1,720,453,000 |
| Total loans | 1,157,490,000 | 1,172,322,000 | 1,204,695,000 | 1,209,196,000 |
| Allowance for loan losses | 1,456,000 | 3,338,000 | 3,799,000 | 4,876,000 |
| Securities available for sale | 261,766,000 | 195,222,000 | 230,104,000 | 251,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,284,000 | 1,417,000 | 1,426,000 | 1,317,000 |
| Total deposits | 1,150,689,000 | 1,164,753,000 | 1,185,666,000 | 1,215,023,000 |
| Interest-bearing deposits | 130,163,000 | 1,024,690,000 | 1,049,856,000 | 1,064,503,000 |
| Noninterest-bearing deposits | 1,020,526,000 | 140,063,000 | 135,810,000 | 150,520,000 |
| Equity capital | 219,980,000 | 237,447,000 | 242,788,000 | 247,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 17,112,000 | 33,169,000 | 50,393,000 | 66,125,000 |
| Interest expense | 1,908,000 | 3,789,000 | 5,811,000 | 7,894,000 |
| Net interest income | 15,204,000 | 29,380,000 | 44,582,000 | 58,231,000 |
| Noninterest income | 2,283,000 | 4,669,000 | 7,234,000 | 11,881,000 |
| Noninterest expense | 12,299,000 | 21,942,000 | 31,900,000 | 41,434,000 |
| Provision for loan losses | 1,456,000 | 6,959,000 | 8,290,000 | 9,536,000 |
| Pretax income | 3,732,000 | 5,945,000 | 12,423,000 | 20,068,000 |
| Income tax | 1,994,000 | 2,342,000 | 4,872,000 | 7,800,000 |
| Net income | 1,738,000 | 3,603,000 | 7,551,000 | 12,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,242,000 | 125,302,000 | 130,317,000 | 136,100,000 |
| Total capital | 101,781,000 | 128,745,000 | 134,267,000 | 141,171,000 |
| Risk-weighted assets | 1,138,234,000 | 1,139,336,000 | 1,168,494,000 | 1,179,148,000 |