Call reports 2011
BANK RHODE ISLAND — 2011
What BANK RHODE ISLAND reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,605,972,000 | 1,617,706,000 | 1,574,103,000 | 1,589,116,000 |
| Total loans | 1,154,448,000 | 1,152,677,000 | 1,147,584,000 | 1,167,404,000 |
| Allowance for loan losses | 18,222,000 | 18,083,000 | 18,149,000 | 18,142,000 |
| Securities available for sale | 361,589,000 | 352,706,000 | 327,069,000 | 312,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 614,000 | 864,000 | 1,391,000 | 1,369,000 |
| Total deposits | 1,102,134,000 | 1,095,863,000 | 1,121,728,000 | 1,131,137,000 |
| Interest-bearing deposits | 977,103,000 | 945,982,000 | 965,956,000 | 996,206,000 |
| Noninterest-bearing deposits | 125,031,000 | 149,881,000 | 155,772,000 | 134,931,000 |
| Equity capital | 141,403,000 | 144,419,000 | 148,641,000 | 144,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 17,723,000 | 35,319,000 | 52,598,000 | 69,744,000 |
| Interest expense | 3,905,000 | 7,234,000 | 10,423,000 | 13,627,000 |
| Net interest income | 13,818,000 | 28,085,000 | 42,175,000 | 56,117,000 |
| Noninterest income | 1,981,000 | 4,171,000 | 6,234,000 | 8,592,000 |
| Noninterest expense | 10,897,000 | 21,151,000 | 30,599,000 | 45,213,000 |
| Provision for loan losses | 1,125,000 | 1,975,000 | 3,575,000 | 4,448,000 |
| Pretax income | 3,989,000 | 9,342,000 | 14,447,000 | 14,086,000 |
| Income tax | 1,361,000 | 3,090,000 | 4,844,000 | 5,032,000 |
| Net income | 2,628,000 | 6,252,000 | 9,603,000 | 9,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,659,000 | 128,783,000 | 129,834,000 | 127,285,000 |
| Total capital | 141,831,000 | 142,903,000 | 143,842,000 | 141,552,000 |
| Risk-weighted assets | 1,129,317,000 | 1,125,263,000 | 1,114,834,000 | 1,135,864,000 |