Call reports 2010
BANK RHODE ISLAND — 2010
What BANK RHODE ISLAND reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,585,556,000 | 1,612,307,000 | 1,572,186,000 | 1,602,706,000 |
| Total loans | 1,123,838,000 | 1,136,524,000 | 1,135,227,000 | 1,155,489,000 |
| Allowance for loan losses | 16,625,000 | 17,396,000 | 18,212,000 | 18,654,000 |
| Securities available for sale | 365,121,000 | 345,576,000 | 342,091,000 | 360,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 464,000 | 929,000 | 1,315,000 | 790,000 |
| Total deposits | 1,107,264,000 | 1,174,178,000 | 1,116,080,000 | 1,120,668,000 |
| Interest-bearing deposits | 1,017,854,000 | 1,049,300,000 | 1,004,837,000 | 980,388,000 |
| Noninterest-bearing deposits | 89,410,000 | 124,878,000 | 111,243,000 | 140,280,000 |
| Equity capital | 134,864,000 | 140,345,000 | 141,971,000 | 139,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,444,000 | 37,195,000 | 55,438,000 | 73,281,000 |
| Interest expense | 5,102,000 | 9,945,000 | 14,449,000 | 18,728,000 |
| Net interest income | 13,342,000 | 27,250,000 | 40,989,000 | 54,553,000 |
| Noninterest income | 2,259,000 | 4,457,000 | 6,630,000 | 8,899,000 |
| Noninterest expense | 10,076,000 | 20,116,000 | 30,158,000 | 39,715,000 |
| Provision for loan losses | 1,600,000 | 3,150,000 | 4,425,000 | 6,860,000 |
| Pretax income | 3,829,000 | 8,404,000 | 13,048,000 | 17,105,000 |
| Income tax | 1,232,000 | 2,680,000 | 4,143,000 | 5,674,000 |
| Net income | 2,597,000 | 5,724,000 | 8,905,000 | 11,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,197,000 | 122,324,000 | 124,505,000 | 126,031,000 |
| Total capital | 134,374,000 | 136,527,000 | 138,571,000 | 140,245,000 |
| Risk-weighted assets | 1,131,324,000 | 1,132,671,000 | 1,120,686,000 | 1,132,305,000 |