Call reports 2009
BANK RHODE ISLAND — 2009
What BANK RHODE ISLAND reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,547,958,000 | 1,584,948,000 | 1,569,301,000 | 1,589,313,000 |
| Total loans | 1,105,298,000 | 1,117,655,000 | 1,116,627,000 | 1,111,848,000 |
| Allowance for loan losses | 15,423,000 | 16,905,000 | 16,539,000 | 16,536,000 |
| Securities available for sale | 356,691,000 | 376,037,000 | 365,716,000 | 381,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 471,000 | 391,000 |
| Total deposits | 1,055,951,000 | 1,084,866,000 | 1,092,147,000 | 1,098,499,000 |
| Interest-bearing deposits | 973,190,000 | 987,340,000 | 1,002,472,000 | 992,681,000 |
| Noninterest-bearing deposits | 82,761,000 | 97,526,000 | 89,675,000 | 105,818,000 |
| Equity capital | 133,209,000 | 132,826,000 | 133,669,000 | 131,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,640,000 | 37,526,000 | 56,592,000 | 75,617,000 |
| Interest expense | 7,295,000 | 14,340,000 | 20,506,000 | 26,264,000 |
| Net interest income | 11,345,000 | 23,186,000 | 36,086,000 | 49,353,000 |
| Noninterest income | 2,228,000 | 4,361,000 | 6,610,000 | 9,212,000 |
| Noninterest expense | 9,251,000 | 19,328,000 | 28,791,000 | 38,501,000 |
| Provision for loan losses | 1,610,000 | 4,210,000 | 6,110,000 | 9,917,000 |
| Pretax income | 2,773,000 | 4,070,000 | 7,786,000 | 9,824,000 |
| Income tax | 921,000 | 1,350,000 | 2,505,000 | 3,089,000 |
| Net income | 1,852,000 | 2,720,000 | 5,281,000 | 6,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,095,000 | 121,101,000 | 118,662,000 | 118,412,000 |
| Total capital | 133,878,000 | 135,105,000 | 132,608,000 | 132,479,000 |
| Risk-weighted assets | 1,100,694,000 | 1,117,060,000 | 1,112,714,000 | 1,122,050,000 |