Call reports 2002
BANK RHODE ISLAND — 2002
What BANK RHODE ISLAND reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 930,452,000 | 944,441,000 | 986,170,000 | 1,013,335,000 |
| Total loans | 598,680,000 | 615,578,000 | 638,712,000 | 670,658,000 |
| Allowance for loan losses | 8,893,000 | 9,266,000 | 9,549,000 | 10,096,000 |
| Securities available for sale | 259,154,000 | 270,640,000 | 257,664,000 | 267,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,709,000 | 701,215,000 | 731,048,000 | 761,948,000 |
| Interest-bearing deposits | 666,968,000 | 685,225,000 | 694,508,000 | 743,201,000 |
| Noninterest-bearing deposits | 25,741,000 | 15,990,000 | 36,540,000 | 18,747,000 |
| Equity capital | 61,424,000 | 63,938,000 | 66,691,000 | 73,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,112,000 | 26,664,000 | 40,257,000 | 53,560,000 |
| Interest expense | 5,407,000 | 10,853,000 | 16,406,000 | 21,779,000 |
| Net interest income | 7,705,000 | 15,811,000 | 23,851,000 | 31,781,000 |
| Noninterest income | 1,550,000 | 3,056,000 | 4,836,000 | 7,029,000 |
| Noninterest expense | 6,096,000 | 12,541,000 | 18,117,000 | 24,722,000 |
| Provision for loan losses | 400,000 | 850,000 | 1,425,000 | 1,875,000 |
| Pretax income | 2,782,000 | 5,499,000 | 9,168,000 | 12,236,000 |
| Income tax | 979,000 | 1,869,000 | 3,090,000 | 4,091,000 |
| Net income | 1,803,000 | 3,630,000 | 6,078,000 | 8,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,146,000 | 52,614,000 | 53,780,000 | 60,097,000 |
| Total capital | 57,961,000 | 59,684,000 | 61,114,000 | 68,090,000 |
| Risk-weighted assets | 543,146,000 | 563,431,000 | 584,486,000 | 637,339,000 |