Call reports 2001
BANK RHODE ISLAND — 2001
What BANK RHODE ISLAND reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 813,675,000 | 837,347,000 | 847,591,000 | 864,287,000 |
| Total loans | 584,962,000 | 584,969,000 | 606,279,000 | 610,965,000 |
| Allowance for loan losses | 7,579,000 | 7,877,000 | 8,440,000 | 8,524,000 |
| Securities available for sale | 168,020,000 | 187,917,000 | 189,319,000 | 205,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,568,000 | 658,642,000 | 652,408,000 | 670,438,000 |
| Interest-bearing deposits | 597,150,000 | 628,488,000 | 623,062,000 | 633,249,000 |
| Noninterest-bearing deposits | 34,418,000 | 30,154,000 | 29,346,000 | 37,189,000 |
| Equity capital | 57,977,000 | 58,887,000 | 60,952,000 | 61,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,173,000 | 28,386,000 | 42,449,000 | 55,962,000 |
| Interest expense | 6,923,000 | 13,952,000 | 20,468,000 | 26,291,000 |
| Net interest income | 7,250,000 | 14,434,000 | 21,981,000 | 29,671,000 |
| Noninterest income | 1,086,000 | 2,391,000 | 3,733,000 | 5,193,000 |
| Noninterest expense | 5,327,000 | 10,904,000 | 16,675,000 | 22,951,000 |
| Provision for loan losses | 487,000 | 840,000 | 1,406,000 | 1,669,000 |
| Pretax income | 2,522,000 | 5,085,000 | 7,637,000 | 10,248,000 |
| Income tax | 901,000 | 1,786,000 | 2,678,000 | 3,590,000 |
| Net income | 1,621,000 | 3,299,000 | 4,959,000 | 6,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,592,000 | 46,961,000 | 48,312,000 | 49,702,000 |
| Total capital | 51,547,000 | 53,083,000 | 54,596,000 | 56,121,000 |
| Risk-weighted assets | 474,792,000 | 487,970,000 | 500,579,000 | 511,454,000 |