Call reports 2013
CENTRAL VIRGINIA BANK — 2013
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 387,182,000 | 376,119,000 | 369,786,000 | 346,679,000 |
| Total loans | 186,379,000 | 178,874,000 | 171,247,000 | 141,465,000 |
| Allowance for loan losses | 6,908,000 | 6,460,000 | 6,433,000 | 35,000 |
| Securities available for sale | 146,944,000 | 124,911,000 | 119,859,000 | 61,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,712,000 | 319,083,000 | 314,555,000 | 308,551,000 |
| Interest-bearing deposits | 286,484,000 | 279,288,000 | 273,665,000 | 270,577,000 |
| Noninterest-bearing deposits | 39,228,000 | 39,795,000 | 40,890,000 | 37,974,000 |
| Equity capital | 18,666,000 | 13,942,000 | 11,559,000 | 34,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,048,000 | 8,865,000 | 3,346,000 |
| Interest expense | 932,000 | 1,841,000 | 2,732,000 | 215,000 |
| Net interest income | 2,246,000 | 4,207,000 | 6,133,000 | 3,131,000 |
| Noninterest income | 649,000 | 1,381,000 | 2,050,000 | 668,000 |
| Noninterest expense | 2,798,000 | 5,633,000 | 9,180,000 | 2,766,000 |
| Provision for loan losses | 0 | 300,000 | 700,000 | 30,000 |
| Pretax income | 110,000 | -325,000 | -1,676,000 | 1,003,000 |
| Income tax | 0 | 0 | 0 | 352,000 |
| Net income | 110,000 | -325,000 | -1,676,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,446,000 | 22,019,000 | 20,455,000 | 20,597,000 |
| Total capital | 25,186,000 | 24,601,000 | 22,944,000 | 20,632,000 |
| Risk-weighted assets | 215,959,000 | 202,648,000 | 195,238,000 | 158,877,000 |