Call reports 2012
CENTRAL VIRGINIA BANK — 2012
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 390,367,000 | 387,131,000 | 385,201,000 | 386,369,000 |
| Total loans | 213,003,000 | 206,496,000 | 198,276,000 | 194,668,000 |
| Allowance for loan losses | 8,736,000 | 8,071,000 | 7,335,000 | 7,167,000 |
| Securities available for sale | 124,177,000 | 133,998,000 | 124,124,000 | 145,116,000 |
| Securities held to maturity | 1,543,000 | 1,543,000 | 1,541,000 | 1,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,428,000 | 325,615,000 | 323,109,000 | 324,487,000 |
| Interest-bearing deposits | 290,613,000 | 285,975,000 | 284,211,000 | 285,264,000 |
| Noninterest-bearing deposits | 39,815,000 | 39,640,000 | 38,898,000 | 39,223,000 |
| Equity capital | 17,279,000 | 18,721,000 | 19,242,000 | 18,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,899,000 | 7,684,000 | 10,950,000 | 14,322,000 |
| Interest expense | 1,171,000 | 2,253,000 | 3,288,000 | 4,287,000 |
| Net interest income | 2,728,000 | 5,431,000 | 7,662,000 | 10,035,000 |
| Noninterest income | 724,000 | 1,489,000 | 2,208,000 | 2,979,000 |
| Noninterest expense | 3,217,000 | 6,058,000 | 9,135,000 | 12,207,000 |
| Provision for loan losses | 200,000 | 1,550,000 | 2,074,000 | 2,699,000 |
| Pretax income | 441,000 | 723,000 | 986,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 723,000 | 986,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,965,000 | 22,244,000 | 22,481,000 | 22,174,000 |
| Total capital | 25,072,000 | 25,251,000 | 25,343,000 | 25,030,000 |
| Risk-weighted assets | 242,916,000 | 235,465,000 | 224,493,000 | 225,037,000 |