Call reports 2011
CENTRAL VIRGINIA BANK — 2011
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 403,241,000 | 401,661,000 | 400,702,000 | 394,525,000 |
| Total loans | 250,378,000 | 241,624,000 | 234,291,000 | 224,373,000 |
| Allowance for loan losses | 10,233,000 | 9,887,000 | 9,910,000 | 9,322,000 |
| Securities available for sale | 108,031,000 | 108,849,000 | 108,176,000 | 98,513,000 |
| Securities held to maturity | 2,523,000 | 1,547,000 | 1,545,000 | 1,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,217,000 | 338,732,000 | 338,712,000 | 333,415,000 |
| Interest-bearing deposits | 305,654,000 | 302,527,000 | 303,110,000 | 295,649,000 |
| Noninterest-bearing deposits | 36,563,000 | 36,205,000 | 35,602,000 | 37,766,000 |
| Equity capital | 16,526,000 | 18,243,000 | 17,023,000 | 16,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,623,000 | 8,891,000 | 12,934,000 | 16,961,000 |
| Interest expense | 1,709,000 | 3,313,000 | 4,837,000 | 6,170,000 |
| Net interest income | 2,914,000 | 5,578,000 | 8,097,000 | 10,791,000 |
| Noninterest income | 822,000 | 1,639,000 | 2,371,000 | 2,969,000 |
| Noninterest expense | 3,078,000 | 6,299,000 | 9,315,000 | 12,199,000 |
| Provision for loan losses | 500,000 | 1,200,000 | 1,860,000 | 2,360,000 |
| Pretax income | 369,000 | 487,000 | 852,000 | 1,031,000 |
| Income tax | 44,000 | 0 | 0 | 0 |
| Net income | 325,000 | 487,000 | 852,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,831,000 | 21,136,000 | 21,337,000 | 21,379,000 |
| Total capital | 24,475,000 | 24,660,000 | 24,711,000 | 24,584,000 |
| Risk-weighted assets | 284,896,000 | 276,537,000 | 263,324,000 | 250,158,000 |