Call reports 2010
CENTRAL VIRGINIA BANK — 2010
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 470,057,000 | 447,550,000 | 422,113,000 | 408,263,000 |
| Total loans | 289,810,000 | 282,143,000 | 273,183,000 | 263,303,000 |
| Allowance for loan losses | 10,493,000 | 10,308,000 | 10,500,000 | 10,524,000 |
| Securities available for sale | 113,467,000 | 100,128,000 | 91,952,000 | 107,850,000 |
| Securities held to maturity | 4,140,000 | 2,526,000 | 2,526,000 | 2,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,510,000 | 369,188,000 | 355,436,000 | 346,585,000 |
| Interest-bearing deposits | 344,986,000 | 329,295,000 | 318,276,000 | 310,691,000 |
| Noninterest-bearing deposits | 36,524,000 | 39,893,000 | 37,160,000 | 35,894,000 |
| Equity capital | 31,707,000 | 31,756,000 | 20,280,000 | 15,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,626,000 | 11,153,000 | 16,473,000 | 21,159,000 |
| Interest expense | 2,497,000 | 4,703,000 | 6,738,000 | 8,618,000 |
| Net interest income | 3,129,000 | 6,450,000 | 9,735,000 | 12,541,000 |
| Noninterest income | 840,000 | 1,661,000 | 2,473,000 | 3,224,000 |
| Noninterest expense | 3,514,000 | 7,173,000 | 10,646,000 | 14,405,000 |
| Provision for loan losses | 315,000 | 3,220,000 | 5,122,000 | 7,785,000 |
| Pretax income | 105,000 | -1,788,000 | -3,025,000 | -4,938,000 |
| Income tax | -8,000 | -877,000 | 9,756,000 | 9,807,000 |
| Net income | 113,000 | -911,000 | -12,781,000 | -14,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,961,000 | 24,023,000 | 22,287,000 | 20,389,000 |
| Total capital | 30,414,000 | 28,269,000 | 26,326,000 | 24,182,000 |
| Risk-weighted assets | 350,197,000 | 339,472,000 | 316,287,000 | 296,658,000 |