Call reports 2009
CENTRAL VIRGINIA BANK — 2009
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 502,576,000 | 491,482,000 | 477,664,000 | 472,244,000 |
| Total loans | 297,783,000 | 301,079,000 | 301,937,000 | 294,447,000 |
| Allowance for loan losses | 3,872,000 | 4,005,000 | 4,830,000 | 10,814,000 |
| Securities available for sale | 143,092,000 | 129,687,000 | 116,030,000 | 121,808,000 |
| Securities held to maturity | 5,085,000 | 5,084,000 | 5,082,000 | 4,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,843,000 | 378,395,000 | 379,227,000 | 386,113,000 |
| Interest-bearing deposits | 335,494,000 | 338,545,000 | 342,413,000 | 348,071,000 |
| Noninterest-bearing deposits | 38,349,000 | 39,850,000 | 36,814,000 | 38,042,000 |
| Equity capital | 29,544,000 | 33,169,000 | 37,450,000 | 29,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,450,000 | 12,991,000 | 19,691,000 | 25,368,000 |
| Interest expense | 3,277,000 | 6,375,000 | 9,331,000 | 12,133,000 |
| Net interest income | 3,173,000 | 6,616,000 | 10,360,000 | 13,235,000 |
| Noninterest income | 764,000 | 1,618,000 | 2,438,000 | 3,403,000 |
| Noninterest expense | 3,033,000 | 6,306,000 | 9,282,000 | 13,125,000 |
| Provision for loan losses | 375,000 | 925,000 | 1,893,000 | 9,512,000 |
| Pretax income | 547,000 | 500,000 | -1,336,000 | -13,016,000 |
| Income tax | 157,000 | 161,000 | -651,000 | -4,086,000 |
| Net income | 390,000 | 339,000 | -685,000 | -8,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,706,000 | 38,827,000 | 38,213,000 | 25,884,000 |
| Total capital | 43,578,000 | 42,832,000 | 43,043,000 | 30,248,000 |
| Risk-weighted assets | 432,238,000 | 444,133,000 | 402,984,000 | 342,450,000 |