Call reports 2006
CENTRAL VIRGINIA BANK — 2006
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 407,127,000 | 408,347,000 | 415,273,000 | 437,014,000 |
| Total loans | 206,309,000 | 212,046,000 | 212,019,000 | 208,699,000 |
| Allowance for loan losses | 2,908,000 | 2,899,000 | 2,905,000 | 2,889,000 |
| Securities available for sale | 152,379,000 | 149,309,000 | 154,216,000 | 156,785,000 |
| Securities held to maturity | 8,478,000 | 8,477,000 | 8,396,000 | 8,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,500,000 | 333,259,000 | 336,726,000 | 358,562,000 |
| Interest-bearing deposits | 286,230,000 | 281,457,000 | 289,354,000 | 315,779,000 |
| Noninterest-bearing deposits | 50,270,000 | 51,802,000 | 47,372,000 | 42,783,000 |
| Equity capital | 37,520,000 | 36,564,000 | 39,932,000 | 41,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,303,000 | 12,977,000 | 19,812,000 | 26,952,000 |
| Interest expense | 2,481,000 | 5,224,000 | 8,173,000 | 11,501,000 |
| Net interest income | 3,822,000 | 7,753,000 | 11,639,000 | 15,451,000 |
| Noninterest income | 808,000 | 2,381,000 | 3,252,000 | 4,040,000 |
| Noninterest expense | 3,020,000 | 6,324,000 | 9,441,000 | 12,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,706,000 | 3,906,000 | 5,546,000 | 7,186,000 |
| Income tax | 373,000 | 974,000 | 1,353,000 | 1,754,000 |
| Net income | 1,333,000 | 2,932,000 | 4,193,000 | 5,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,101,000 | 39,433,000 | 41,868,000 | 42,679,000 |
| Total capital | 42,009,000 | 42,332,000 | 44,773,000 | 45,568,000 |
| Risk-weighted assets | 295,580,000 | 301,160,000 | 302,163,000 | 302,532,000 |