Call reports 2002
CENTRAL VIRGINIA BANK — 2002
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 258,216,000 | 266,421,000 | 277,218,000 | 283,663,000 |
| Total loans | 140,444,000 | 148,699,000 | 147,000,000 | 142,751,000 |
| Allowance for loan losses | 1,903,000 | 1,967,000 | 2,098,000 | 2,102,000 |
| Securities available for sale | 79,919,000 | 77,411,000 | 81,194,000 | 98,528,000 |
| Securities held to maturity | 13,501,000 | 13,712,000 | 13,533,000 | 12,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,639,000 | 223,698,000 | 233,230,000 | 238,315,000 |
| Interest-bearing deposits | 189,846,000 | 193,976,000 | 201,471,000 | 208,516,000 |
| Noninterest-bearing deposits | 26,793,000 | 29,722,000 | 31,759,000 | 29,799,000 |
| Equity capital | 19,086,000 | 20,711,000 | 22,048,000 | 22,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,340,000 | 8,700,000 | 13,132,000 | 17,531,000 |
| Interest expense | 1,955,000 | 3,839,000 | 5,723,000 | 7,547,000 |
| Net interest income | 2,385,000 | 4,861,000 | 7,409,000 | 9,984,000 |
| Noninterest income | 505,000 | 1,036,000 | 1,674,000 | 2,300,000 |
| Noninterest expense | 1,863,000 | 3,760,000 | 5,788,000 | 7,842,000 |
| Provision for loan losses | 78,000 | 156,000 | 292,000 | 440,000 |
| Pretax income | 948,000 | 2,001,000 | 3,103,000 | 4,129,000 |
| Income tax | 246,000 | 530,000 | 858,000 | 1,137,000 |
| Net income | 702,000 | 1,471,000 | 2,245,000 | 2,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,666,000 | 20,220,000 | 20,797,000 | 21,280,000 |
| Total capital | 21,569,000 | 22,187,000 | 22,895,000 | 23,382,000 |
| Risk-weighted assets | 184,160,000 | 188,914,000 | 192,262,000 | 201,043,000 |