Call reports 2001
CENTRAL VIRGINIA BANK — 2001
What CENTRAL VIRGINIA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 205,765,000 | 210,091,000 | 226,675,000 | 248,149,000 |
| Total loans | 135,405,000 | 134,562,000 | 137,217,000 | 141,260,000 |
| Allowance for loan losses | 1,705,000 | 1,716,000 | 1,760,000 | 1,839,000 |
| Securities available for sale | 38,019,000 | 45,074,000 | 53,833,000 | 72,443,000 |
| Securities held to maturity | 13,033,000 | 12,722,000 | 12,670,000 | 13,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,365,000 | 180,682,000 | 196,014,000 | 208,225,000 |
| Interest-bearing deposits | 152,230,000 | 155,313,000 | 171,481,000 | 182,030,000 |
| Noninterest-bearing deposits | 24,135,000 | 25,369,000 | 24,533,000 | 26,195,000 |
| Equity capital | 18,627,000 | 18,719,000 | 19,340,000 | 19,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,904,000 | 7,887,000 | 12,002,000 | 16,198,000 |
| Interest expense | 2,022,000 | 4,089,000 | 6,158,000 | 8,189,000 |
| Net interest income | 1,882,000 | 3,798,000 | 5,844,000 | 8,009,000 |
| Noninterest income | 367,000 | 772,000 | 1,209,000 | 1,702,000 |
| Noninterest expense | 1,630,000 | 3,288,000 | 5,012,000 | 6,710,000 |
| Provision for loan losses | 75,000 | 113,000 | 188,000 | 288,000 |
| Pretax income | 548,000 | 1,173,000 | 1,857,000 | 2,695,000 |
| Income tax | 156,000 | 289,000 | 485,000 | 729,000 |
| Net income | 392,000 | 884,000 | 1,372,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,525,000 | 18,621,000 | 18,628,000 | 19,164,000 |
| Total capital | 20,230,000 | 20,337,000 | 20,388,000 | 21,003,000 |
| Risk-weighted assets | 142,398,000 | 161,228,000 | 157,582,000 | 178,470,000 |