Call reports 2025
IDABEL NATIONAL BANK, THE — 2025
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 256,606,000 | 252,627,000 | 250,578,000 | 253,484,000 |
| Total loans | 189,096,000 | 183,988,000 | 178,714,000 | 170,277,000 |
| Allowance for loan losses | 4,721,000 | 4,877,000 | 5,062,000 | 5,261,000 |
| Securities available for sale | 64,357,000 | 64,311,000 | 64,220,000 | 68,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,363,000 | 212,728,000 | 208,966,000 | 211,271,000 |
| Interest-bearing deposits | 175,171,000 | 176,715,000 | 173,738,000 | 174,777,000 |
| Noninterest-bearing deposits | 38,192,000 | 36,013,000 | 35,228,000 | 36,494,000 |
| Equity capital | 34,665,000 | 34,457,000 | 36,241,000 | 36,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,322,000 | 6,682,000 | 9,998,000 | 13,250,000 |
| Interest expense | 1,448,000 | 2,823,000 | 4,156,000 | 5,406,000 |
| Net interest income | 1,874,000 | 3,859,000 | 5,842,000 | 7,844,000 |
| Noninterest income | 165,000 | 283,000 | 642,000 | 638,000 |
| Noninterest expense | 1,175,000 | 2,322,000 | 3,497,000 | 4,790,000 |
| Provision for loan losses | 450,000 | 950,000 | 1,707,000 | 2,082,000 |
| Pretax income | 459,000 | 898,000 | 1,281,000 | 1,594,000 |
| Income tax | 33,000 | 117,000 | 214,000 | 291,000 |
| Net income | 426,000 | 781,000 | 1,067,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,741,000 | 38,097,000 | 38,382,000 | 38,618,000 |
| Total capital | 40,215,000 | 40,554,000 | 40,768,000 | 40,937,000 |
| Risk-weighted assets | 195,709,000 | 194,128,000 | 188,231,000 | 182,626,000 |