Call reports 2023
IDABEL NATIONAL BANK, THE — 2023
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 291,702,000 | 302,843,000 | 283,919,000 | 288,118,000 |
| Total loans | 217,231,000 | 218,968,000 | 216,823,000 | 216,697,000 |
| Allowance for loan losses | 4,330,000 | 4,268,000 | 4,427,000 | 4,588,000 |
| Securities available for sale | 58,504,000 | 62,725,000 | 58,676,000 | 63,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,894,000 | 260,303,000 | 239,729,000 | 244,788,000 |
| Interest-bearing deposits | 195,561,000 | 214,230,000 | 192,355,000 | 197,521,000 |
| Noninterest-bearing deposits | 52,333,000 | 46,073,000 | 47,374,000 | 47,267,000 |
| Equity capital | 30,843,000 | 31,320,000 | 30,189,000 | 32,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,523,000 | 11,431,000 | 15,394,000 |
| Interest expense | 1,171,000 | 2,776,000 | 4,471,000 | 5,928,000 |
| Net interest income | 2,421,000 | 4,747,000 | 6,960,000 | 9,466,000 |
| Noninterest income | 195,000 | 380,000 | 746,000 | 962,000 |
| Noninterest expense | 1,034,000 | 2,244,000 | 3,167,000 | 4,413,000 |
| Provision for loan losses | 120,000 | 120,000 | 1,110,000 | 1,285,000 |
| Pretax income | 1,337,000 | 2,690,000 | 3,302,000 | 4,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,337,000 | 2,690,000 | 3,302,000 | 4,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,121,000 | 34,974,000 | 35,586,000 | 35,601,000 |
| Total capital | 37,012,000 | 37,843,000 | 38,322,000 | 38,352,000 |
| Risk-weighted assets | 229,770,000 | 228,077,000 | 217,186,000 | 218,200,000 |