Call reports 2020
IDABEL NATIONAL BANK, THE — 2020
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 132,025,000 | 144,232,000 | 151,072,000 | 153,418,000 |
| Total loans | 76,648,000 | 82,802,000 | 84,293,000 | 83,952,000 |
| Allowance for loan losses | 963,000 | 863,000 | 889,000 | 875,000 |
| Securities available for sale | 49,485,000 | 53,885,000 | 59,333,000 | 58,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,956,000 | 116,881,000 | 122,630,000 | 126,969,000 |
| Interest-bearing deposits | 84,614,000 | 81,538,000 | 83,074,000 | 84,786,000 |
| Noninterest-bearing deposits | 26,342,000 | 35,343,000 | 39,556,000 | 42,183,000 |
| Equity capital | 11,885,000 | 15,150,000 | 16,240,000 | 17,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,000,000 | 4,703,000 | 6,213,000 |
| Interest expense | 295,000 | 554,000 | 772,000 | 946,000 |
| Net interest income | 1,201,000 | 2,446,000 | 3,931,000 | 5,267,000 |
| Noninterest income | 176,000 | 322,000 | 449,000 | 613,000 |
| Noninterest expense | 742,000 | 1,487,000 | 2,095,000 | 2,911,000 |
| Provision for loan losses | 50,000 | 200,000 | 250,000 | 250,000 |
| Pretax income | 618,000 | 1,137,000 | 2,144,000 | 2,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 618,000 | 1,137,000 | 2,144,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,822,000 | 13,319,000 | 14,349,000 | 15,037,000 |