Call reports 2015
IDABEL NATIONAL BANK, THE — 2015
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,695,000 | 121,464,000 | 124,780,000 | 126,538,000 |
| Total loans | 61,762,000 | 62,022,000 | 62,804,000 | 63,289,000 |
| Allowance for loan losses | 1,246,000 | 1,327,000 | 1,325,000 | 1,311,000 |
| Securities available for sale | 58,166,000 | 56,285,000 | 57,453,000 | 58,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,673,000 | 93,738,000 | 94,868,000 | 96,339,000 |
| Interest-bearing deposits | 76,172,000 | 73,590,000 | 72,832,000 | 72,715,000 |
| Noninterest-bearing deposits | 21,501,000 | 20,148,000 | 22,036,000 | 23,624,000 |
| Equity capital | 11,968,000 | 10,668,000 | 11,353,000 | 11,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,292,000 | 3,454,000 | 4,650,000 |
| Interest expense | 196,000 | 394,000 | 594,000 | 793,000 |
| Net interest income | 943,000 | 1,898,000 | 2,860,000 | 3,857,000 |
| Noninterest income | 126,000 | 260,000 | 416,000 | 597,000 |
| Noninterest expense | 682,000 | 1,315,000 | 1,957,000 | 2,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 957,000 | 1,437,000 | 1,959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 957,000 | 1,437,000 | 1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,907,000 | 10,168,000 | 10,648,000 | 10,370,000 |
| Total capital | 11,701,000 | 10,958,000 | 11,453,000 | 11,182,000 |
| Risk-weighted assets | 63,095,000 | 62,709,000 | 63,910,000 | 64,480,000 |