Call reports 2009
IDABEL NATIONAL BANK, THE — 2009
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 100,868,000 | 98,934,000 | 101,664,000 | 101,641,000 |
| Total loans | 42,015,000 | 43,889,000 | 46,311,000 | 47,753,000 |
| Allowance for loan losses | 476,000 | 503,000 | 657,000 | 512,000 |
| Securities available for sale | 48,020,000 | 49,110,000 | 48,912,000 | 48,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,887,000 | 72,966,000 | 73,246,000 | 72,424,000 |
| Interest-bearing deposits | 61,776,000 | 60,592,000 | 61,107,000 | 59,449,000 |
| Noninterest-bearing deposits | 13,111,000 | 12,374,000 | 12,139,000 | 12,975,000 |
| Equity capital | 8,656,000 | 8,385,000 | 10,117,000 | 9,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,557,000 | 3,865,000 | 5,157,000 |
| Interest expense | 378,000 | 743,000 | 1,097,000 | 1,435,000 |
| Net interest income | 897,000 | 1,814,000 | 2,768,000 | 3,722,000 |
| Noninterest income | 103,000 | 257,000 | 403,000 | 574,000 |
| Noninterest expense | 507,000 | 1,157,000 | 1,658,000 | 2,332,000 |
| Provision for loan losses | 80,000 | 110,000 | 260,000 | 320,000 |
| Pretax income | 463,000 | 874,000 | 1,367,000 | 1,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 874,000 | 1,367,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,100,000 | 8,011,000 | 8,504,000 | 8,374,000 |
| Total capital | 8,576,000 | 8,514,000 | 9,161,000 | 8,886,000 |
| Risk-weighted assets | 50,731,000 | 51,356,000 | 53,946,000 | 55,732,000 |