Call reports 2008
IDABEL NATIONAL BANK, THE — 2008
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 92,616,000 | 93,067,000 | 95,204,000 | 95,179,000 |
| Total loans | 41,972,000 | 42,638,000 | 42,316,000 | 42,216,000 |
| Allowance for loan losses | 471,000 | 456,000 | 377,000 | 408,000 |
| Securities available for sale | 42,541,000 | 42,741,000 | 46,753,000 | 47,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,239,000 | 67,001,000 | 66,677,000 | 69,440,000 |
| Interest-bearing deposits | 54,890,000 | 53,637,000 | 54,739,000 | 56,916,000 |
| Noninterest-bearing deposits | 11,349,000 | 13,364,000 | 11,938,000 | 12,524,000 |
| Equity capital | 8,025,000 | 7,036,000 | 8,148,000 | 7,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,709,000 | 4,062,000 | 5,414,000 |
| Interest expense | 562,000 | 1,041,000 | 1,495,000 | 1,914,000 |
| Net interest income | 800,000 | 1,668,000 | 2,567,000 | 3,500,000 |
| Noninterest income | 233,000 | 370,000 | 482,000 | 594,000 |
| Noninterest expense | 462,000 | 997,000 | 1,480,000 | 2,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 190,000 |
| Pretax income | 574,000 | 1,044,000 | 1,572,000 | 1,816,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 1,044,000 | 1,572,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,796,000 | 7,766,000 | 8,294,000 | 7,638,000 |
| Total capital | 8,271,000 | 8,226,000 | 8,671,000 | 8,046,000 |
| Risk-weighted assets | 49,064,000 | 49,970,000 | 49,821,000 | 49,606,000 |