Call reports 2007
IDABEL NATIONAL BANK, THE — 2007
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,109,000 | 83,544,000 | 84,720,000 | 90,358,000 |
| Total loans | 36,446,000 | 36,453,000 | 38,581,000 | 41,001,000 |
| Allowance for loan losses | 572,000 | 576,000 | 565,000 | 474,000 |
| Securities available for sale | 38,319,000 | 39,905,000 | 40,411,000 | 42,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,672,000 | 62,146,000 | 63,067,000 | 66,293,000 |
| Interest-bearing deposits | 51,570,000 | 50,601,000 | 52,247,000 | 54,463,000 |
| Noninterest-bearing deposits | 12,102,000 | 11,545,000 | 10,820,000 | 11,830,000 |
| Equity capital | 7,009,000 | 5,978,000 | 6,750,000 | 7,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,462,000 | 3,784,000 | 5,123,000 |
| Interest expense | 573,000 | 1,132,000 | 1,741,000 | 2,339,000 |
| Net interest income | 659,000 | 1,330,000 | 2,043,000 | 2,784,000 |
| Noninterest income | 126,000 | 237,000 | 351,000 | 465,000 |
| Noninterest expense | 520,000 | 1,048,000 | 1,555,000 | 2,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 512,000 | 813,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 512,000 | 813,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,627,000 | 7,380,000 | 7,431,000 | 7,221,000 |
| Total capital | 8,172,000 | 7,928,000 | 7,994,000 | 7,699,000 |
| Risk-weighted assets | 43,277,000 | 43,504,000 | 44,737,000 | 47,605,000 |