Call reports 2006
IDABEL NATIONAL BANK, THE — 2006
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,541,000 | 84,942,000 | 83,134,000 | 83,031,000 |
| Total loans | 37,105,000 | 37,710,000 | 37,253,000 | 36,783,000 |
| Allowance for loan losses | 555,000 | 576,000 | 581,000 | 556,000 |
| Securities available for sale | 42,617,000 | 40,862,000 | 40,460,000 | 39,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,596,000 | 63,542,000 | 61,172,000 | 60,924,000 |
| Interest-bearing deposits | 53,739,000 | 50,869,000 | 49,086,000 | 48,950,000 |
| Noninterest-bearing deposits | 11,857,000 | 12,673,000 | 12,086,000 | 11,974,000 |
| Equity capital | 6,367,000 | 6,014,000 | 6,188,000 | 6,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,460,000 | 3,718,000 | 4,918,000 |
| Interest expense | 465,000 | 974,000 | 1,523,000 | 2,095,000 |
| Net interest income | 724,000 | 1,486,000 | 2,195,000 | 2,823,000 |
| Noninterest income | 125,000 | 248,000 | 355,000 | 458,000 |
| Noninterest expense | 588,000 | 1,114,000 | 1,597,000 | 2,082,000 |
| Provision for loan losses | 25,000 | 45,000 | 45,000 | 115,000 |
| Pretax income | 231,000 | 572,000 | 905,000 | 1,081,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 231,000 | 572,000 | 905,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,279,000 | 7,611,000 | 7,194,000 | 7,368,000 |
| Total capital | 7,838,000 | 8,187,000 | 7,762,000 | 7,924,000 |
| Risk-weighted assets | 45,983,000 | 45,774,000 | 45,065,000 | 44,198,000 |