Call reports 2005
IDABEL NATIONAL BANK, THE — 2005
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,390,000 | 86,412,000 | 87,642,000 | 85,204,000 |
| Total loans | 35,871,000 | 36,421,000 | 36,263,000 | 35,916,000 |
| Allowance for loan losses | 542,000 | 547,000 | 555,000 | 538,000 |
| Securities available for sale | 43,336,000 | 44,457,000 | 44,996,000 | 42,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,957,000 | 65,793,000 | 66,039,000 | 63,911,000 |
| Interest-bearing deposits | 54,656,000 | 54,866,000 | 54,499,000 | 52,250,000 |
| Noninterest-bearing deposits | 11,301,000 | 10,927,000 | 11,540,000 | 11,661,000 |
| Equity capital | 6,533,000 | 6,836,000 | 6,923,000 | 6,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,257,000 | 3,450,000 | 4,637,000 |
| Interest expense | 342,000 | 723,000 | 1,137,000 | 1,583,000 |
| Net interest income | 762,000 | 1,534,000 | 2,313,000 | 3,054,000 |
| Noninterest income | 141,000 | 262,000 | 382,000 | 515,000 |
| Noninterest expense | 519,000 | 1,001,000 | 1,519,000 | 2,032,000 |
| Provision for loan losses | 10,000 | 30,000 | 60,000 | 60,000 |
| Pretax income | 345,000 | 720,000 | 1,044,000 | 1,376,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 345,000 | 719,000 | 1,043,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,259,000 | 7,133,000 | 7,456,000 | 7,039,000 |
| Total capital | 7,801,000 | 7,680,000 | 8,011,000 | 7,577,000 |
| Risk-weighted assets | 45,109,000 | 45,998,000 | 45,840,000 | 44,975,000 |