Call reports 2004
IDABEL NATIONAL BANK, THE — 2004
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 87,437,000 | 89,169,000 | 87,479,000 | 85,513,000 |
| Total loans | 35,865,000 | 34,783,000 | 35,357,000 | 35,080,000 |
| Allowance for loan losses | 540,000 | 553,000 | 563,000 | 535,000 |
| Securities available for sale | 44,314,000 | 44,259,000 | 46,033,000 | 43,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,134,000 | 68,587,000 | 63,858,000 | 64,778,000 |
| Interest-bearing deposits | 55,698,000 | 57,884,000 | 54,161,000 | 53,504,000 |
| Noninterest-bearing deposits | 9,436,000 | 10,703,000 | 9,697,000 | 11,274,000 |
| Equity capital | 7,877,000 | 6,186,000 | 7,731,000 | 6,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,194,000 | 3,331,000 | 4,449,000 |
| Interest expense | 329,000 | 653,000 | 986,000 | 1,316,000 |
| Net interest income | 772,000 | 1,541,000 | 2,345,000 | 3,133,000 |
| Noninterest income | 117,000 | 231,000 | 344,000 | 561,000 |
| Noninterest expense | 527,000 | 949,000 | 1,452,000 | 2,017,000 |
| Provision for loan losses | 30,000 | 70,000 | 90,000 | 140,000 |
| Pretax income | 396,000 | 798,000 | 1,197,000 | 1,539,000 |
| Income tax | 0 | -4,000 | -5,000 | -5,000 |
| Net income | 396,000 | 802,000 | 1,202,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,266,000 | 7,172,000 | 7,572,000 | 6,914,000 |
| Total capital | 7,806,000 | 7,713,000 | 8,117,000 | 7,449,000 |
| Risk-weighted assets | 43,886,000 | 43,325,000 | 43,631,000 | 43,608,000 |