Call reports 2003
IDABEL NATIONAL BANK, THE — 2003
What IDABEL NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,431,000 | 80,124,000 | 81,267,000 | 85,029,000 |
| Total loans | 35,683,000 | 35,855,000 | 37,009,000 | 36,530,000 |
| Allowance for loan losses | 485,000 | 474,000 | 542,000 | 556,000 |
| Securities available for sale | 32,926,000 | 36,849,000 | 37,540,000 | 42,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,560,000 | 57,049,000 | 59,593,000 | 63,326,000 |
| Interest-bearing deposits | 47,151,000 | 47,129,000 | 50,037,000 | 53,759,000 |
| Noninterest-bearing deposits | 9,409,000 | 9,920,000 | 9,556,000 | 9,567,000 |
| Equity capital | 7,392,000 | 7,348,000 | 6,940,000 | 7,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,095,000 | 3,125,000 | 4,206,000 |
| Interest expense | 360,000 | 709,000 | 1,050,000 | 1,386,000 |
| Net interest income | 675,000 | 1,386,000 | 2,075,000 | 2,820,000 |
| Noninterest income | 124,000 | 241,000 | 371,000 | 497,000 |
| Noninterest expense | 473,000 | 952,000 | 1,453,000 | 1,984,000 |
| Provision for loan losses | 241,000 | 411,000 | 478,000 | 518,000 |
| Pretax income | 203,000 | 383,000 | 619,000 | 917,000 |
| Income tax | 2,000 | 12,000 | 12,000 | 12,000 |
| Net income | 201,000 | 371,000 | 607,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,615,000 | 6,536,000 | 6,772,000 | 6,870,000 |
| Total capital | 7,100,000 | 7,010,000 | 7,314,000 | 7,426,000 |
| Risk-weighted assets | 43,954,000 | 42,493,000 | 43,730,000 | 44,695,000 |