Call reports 2005
AIMBANK — 2005
What AIMBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,691,000 | 48,825,000 | 56,048,000 | 62,289,000 |
| Total loans | 28,857,000 | 32,358,000 | 37,766,000 | 40,070,000 |
| Allowance for loan losses | 554,000 | 575,000 | 598,000 | 633,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,419,000 | 44,256,000 | 51,196,000 | 56,270,000 |
| Interest-bearing deposits | 27,351,000 | 26,327,000 | 37,229,000 | 40,113,000 |
| Noninterest-bearing deposits | 15,067,000 | 17,929,000 | 13,967,000 | 16,157,000 |
| Equity capital | 4,213,000 | 4,518,000 | 4,781,000 | 5,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,219,000 | 1,983,000 | 2,884,000 |
| Interest expense | 121,000 | 281,000 | 490,000 | 790,000 |
| Net interest income | 438,000 | 938,000 | 1,493,000 | 2,094,000 |
| Noninterest income | 149,000 | 303,000 | 462,000 | 626,000 |
| Noninterest expense | 408,000 | 821,000 | 1,284,000 | 1,873,000 |
| Provision for loan losses | 8,000 | 23,000 | 48,000 | 78,000 |
| Pretax income | 171,000 | 397,000 | 623,000 | 769,000 |
| Income tax | 27,000 | 58,000 | 21,000 | 86,000 |
| Net income | 144,000 | 339,000 | 602,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,783,000 | 4,098,000 | 4,372,000 | 5,423,000 |
| Total capital | 4,212,000 | 4,517,000 | 4,864,000 | 5,950,000 |
| Risk-weighted assets | 34,183,000 | 33,432,000 | 39,803,000 | 44,002,000 |