Call reports 2025
B1BANK — 2025
What B1BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,788,126,000 | 7,942,392,000 | 7,947,230,000 | 8,208,187,000 |
| Total loans | 5,980,919,000 | 6,048,327,000 | 6,021,488,000 | 6,190,584,000 |
| Allowance for loan losses | 56,863,000 | 58,496,000 | 57,062,000 | 53,959,000 |
| Securities available for sale | 920,573,000 | 926,450,000 | 985,938,000 | 989,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,471,608,000 | 6,433,821,000 | 6,516,624,000 | 6,715,517,000 |
| Interest-bearing deposits | 5,170,263,000 | 5,009,256,000 | 5,140,304,000 | 5,376,515,000 |
| Noninterest-bearing deposits | 1,301,345,000 | 1,424,565,000 | 1,376,320,000 | 1,339,002,000 |
| Equity capital | 902,438,000 | 919,039,000 | 955,946,000 | 969,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 113,558,000 | 228,309,000 | 346,994,000 | 464,830,000 |
| Interest expense | 46,375,000 | 92,862,000 | 140,994,000 | 186,635,000 |
| Net interest income | 67,183,000 | 135,447,000 | 206,000,000 | 278,195,000 |
| Noninterest income | 12,900,000 | 27,765,000 | 40,116,000 | 52,402,000 |
| Noninterest expense | 49,201,000 | 98,990,000 | 146,550,000 | 196,905,000 |
| Provision for loan losses | 3,000,000 | 5,455,000 | 7,088,000 | 10,829,000 |
| Pretax income | 28,069,000 | 59,137,000 | 91,375,000 | 122,438,000 |
| Income tax | 5,788,000 | 12,331,000 | 19,001,000 | 24,935,000 |
| Net income | 22,281,000 | 46,806,000 | 72,374,000 | 97,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 822,145,000 | 835,148,000 | 861,526,000 | 872,464,000 |
| Total capital | 882,508,000 | 896,913,000 | 923,408,000 | 930,600,000 |
| Risk-weighted assets | 6,830,221,000 | 6,946,115,000 | 7,013,818,000 | 7,258,624,000 |