Call reports 2023
B1BANK — 2023
What B1BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 6,294,355,000 | 6,470,580,000 | 6,496,338,000 | 6,580,794,000 |
| Total loans | 4,803,483,000 | 4,899,172,000 | 4,920,925,000 | 4,993,620,000 |
| Allowance for loan losses | 41,830,000 | 42,013,000 | 41,129,000 | 40,414,000 |
| Securities available for sale | 903,945,000 | 877,774,000 | 849,704,000 | 879,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,839,574,000 | 5,036,399,000 | 5,202,556,000 | 5,267,260,000 |
| Interest-bearing deposits | 3,332,689,000 | 3,584,483,000 | 3,747,482,000 | 3,867,300,000 |
| Noninterest-bearing deposits | 1,506,885,000 | 1,451,916,000 | 1,455,074,000 | 1,399,960,000 |
| Equity capital | 664,408,000 | 672,551,000 | 682,049,000 | 714,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 79,366,000 | 165,021,000 | 258,143,000 | 352,620,000 |
| Interest expense | 24,761,000 | 54,350,000 | 87,842,000 | 124,025,000 |
| Net interest income | 54,605,000 | 110,671,000 | 170,301,000 | 228,595,000 |
| Noninterest income | 8,546,000 | 20,154,000 | 29,910,000 | 39,472,000 |
| Noninterest expense | 37,784,000 | 77,768,000 | 117,995,000 | 159,744,000 |
| Provision for loan losses | 3,167,000 | 3,935,000 | 4,789,000 | 4,961,000 |
| Pretax income | 22,144,000 | 49,235,000 | 77,790,000 | 101,275,000 |
| Income tax | 4,608,000 | 10,352,000 | 16,429,000 | 21,602,000 |
| Net income | 17,536,000 | 38,883,000 | 61,361,000 | 79,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 634,395,000 | 656,310,000 | 680,367,000 | 686,379,000 |
| Total capital | 680,082,000 | 701,950,000 | 724,873,000 | 730,117,000 |
| Risk-weighted assets | 5,703,491,000 | 5,821,183,000 | 5,848,893,000 | 5,871,883,000 |