Call reports 2022
B1BANK — 2022
What B1BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,361,029,000 | 5,531,431,000 | 5,813,580,000 | 5,999,106,000 |
| Total loans | 3,762,861,000 | 4,113,346,000 | 4,430,445,000 | 4,606,480,000 |
| Allowance for loan losses | 29,245,000 | 32,317,000 | 35,201,000 | 38,178,000 |
| Securities available for sale | 961,358,000 | 934,676,000 | 884,960,000 | 890,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,661,311,000 | 4,662,072,000 | 4,615,468,000 | 4,861,030,000 |
| Interest-bearing deposits | 3,106,833,000 | 2,954,008,000 | 2,960,530,000 | 3,271,669,000 |
| Noninterest-bearing deposits | 1,554,478,000 | 1,708,064,000 | 1,654,938,000 | 1,589,361,000 |
| Equity capital | 554,606,000 | 547,552,000 | 587,227,000 | 641,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 44,065,000 | 97,992,000 | 161,357,000 | 235,738,000 |
| Interest expense | 2,410,000 | 5,410,000 | 13,867,000 | 30,489,000 |
| Net interest income | 41,655,000 | 92,582,000 | 147,490,000 | 205,249,000 |
| Noninterest income | 6,045,000 | 13,334,000 | 21,289,000 | 29,786,000 |
| Noninterest expense | 32,207,000 | 67,468,000 | 106,744,000 | 143,991,000 |
| Provision for loan losses | 1,617,000 | 4,562,000 | 7,835,000 | 10,886,000 |
| Pretax income | 13,845,000 | 33,847,000 | 54,154,000 | 80,110,000 |
| Income tax | 2,750,000 | 6,827,000 | 11,074,000 | 16,737,000 |
| Net income | 11,095,000 | 27,020,000 | 43,080,000 | 63,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 492,734,000 | 512,061,000 | 574,485,000 | 618,805,000 |
| Total capital | 522,658,000 | 545,018,000 | 610,358,000 | 657,588,000 |
| Risk-weighted assets | 4,549,085,000 | 4,969,326,000 | 5,340,468,000 | 5,522,915,000 |